It happens to all of us at one point in time. We get into an automobile collision and need the best auto body shop in Union. Hopefully, it is not too bad and we are not seriously injured. But usually the car does not fare as well and comes away with significant damage.
What is the next step after your collision and you need an auto body shop?
Likely, after informing the insurance company you take your vehicle to one of their “approved” vendors.
Here is what happens next. You tell the insurance company what company you choose. By this time they have already taken phones of the car and know how extensive the damage is. If you need an expert to take a look, make sure you go to a repair shop in Union.
They have a computer system that gives them a printed estimate stating what the replacement parts and labor will be based upon a set hourly rate.
This statement is given to the body shop. It comes with a break down of what the labor and parts “should” be and the company has to usually be able to totally fix the car for that price.
How to Heat an Auto Body Shop
Keep in mind that what is printed out represents the best case scenario and doesn’t allow for items on the car that was missed or problems that come up.
Now here are some things to watch out for. a local auto body shop in Union is operating under very, very thin margins and the incentive to “cut corners” is huge. Getting an extra $300 off a job can really add up over the course of the month when you are talking about doing at least 3-5 vehicles every week.
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Replacement Parts in Auto Body Shops
Make sure the parts being used on your car are OEM parts. These are replacement auto body parts in Union are sent directly from the car manufacturers and are designed with the same specs as the vehicle came with.
Aftermarket parts can be significantly cheaper yet are not the same quality and make not hold up the same in the event of another accident.
No Realignment? Talk to Your Auto Repair Team!
The frame is usually somewhat bent when a car goes through an accident of any kind. It needs to be properly realigned. You need a serious all hands on deck auto body shop to take care of you here.
Unfortunately, because the money made off one car can be very little the propensity to skip this step is very high. Later down the road this will cause your car to not drive straight but at a tilt and your tires will wear prematurely. So if you need to brush up on some tire repair, ask your mechanic straight away.
Using Bondo (Fillers) Instead of Replacing the Part
Filling any damage in with bondo is not bad in itself. If you know what the auto body shop in Union is doing, they tell you, and this is what you are paying for then it is fine.
The problem comes in when you think you are getting a vehicle back that is 99.9% the same as before it was wrecked and it is not. Filling a damaged part in with filler rather than replacing the expensive part is a common tactic and you want to make sure it is not done on your vehicle.
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All damaged parts should be replaced unless you are paying a lower price for the car to just be fixed (in the case you want the cheapest price and do not care about having a car exactly the same as before). Again, you should really speak to your best auto body shop nearest you!
Keep in mind that most auto body repair shops are honest and are surviving in a tough industry.
If you’re ever involved in an accident in a leased car, there are a few very specific things that you need to do. The first step is to call 911, even if it’s a relatively minor accident, you still need to report it to the police. That’s because insurance companies need the police report to resolve disputes about who’s at fault.
The second step is to notify your insurance company. Regardless of who’s fault it is, your insurance company will help you file your claim against the other driver. And if the other driver wasn’t insured or underinsured, your insurance company will pay for the damage, as long as your policy covers such things.
The third step is to notify your lease finance company, especially if the car was declared totaled. Since they definitely would want to know if one of their cars got destroyed and will need to talk to the insurance company.
If the vehicle can be repaired
If your car wasn’t declared totaled and can be repaired, it’s very crucial to have the work done by a professional body shop which has been approved by your insurance company. It’s also helpful if the shop is authorized and recognized as a repair shop for your particular make of the vehicle. Talk to your dealer about finding an authorized shop.
When repairing your vehicle, it needs to be done in a way that restores it to a like-new condition and uses only OEM parts. If you use substandard parts or repair shops, you run the risk of being charged at the end of your lease for any re-repair costs that will be needed to bring your vehicle to an acceptable condition.
If the vehicle is totaled
If the necessary repair costs exceed 70% of the vehicle’s value, that it will be considered a total loss. In this case, the insurance company will pay the market value of the car to your lease finance company.
If you get lucky and your lease buyout balance exceeds the payout from the insurance company, the lease company may possibly refund the difference to you. But this rarely happens with leases.
Majority of the time, the payout from the insurance company is less than the lease balance, which leaves a deficiency that you will be responsible to cover. The good news is that most lease contracts require GAP insurance, which would cover that deficiency.
So where does this leave you?
If your leased vehicle can be repaired and you have the repairs done then proceed with your lease as normal and return the car once the lease ends. There’s one note of caution, however. Whenever a vehicle is involved in an accident, the trade and resale value gets reduced. Sometimes the insurance company may give you or the lease company a “diminished value” payment.
If your leased vehicle is totaled, then your basically left without a car, the same as if you returned your car at the end of a lease. If your car was over the mileage limit when the accident happened then you will still be charged for the extra miles as you normally would at the end of your lease. Might not seem fair to you but the lease company see’s it otherwise.
If you’ll need a replacement car
If the leased car gets totaled and you need another vehicle, you will need to start over with a new car lease or simply buy another car.
So, if you ever get into an accident in your leased car, first call 911, then your insurance company, and your lease company last. What happens next will largely depend on the severity of the accident, repair costs, and your insurance coverage policy. And it’s possible that you might end up owning more money to the lease company.
The Importance of Proper Wheel Alignment
The insurance companies nickel and dime them at every turn and they are made to give them at time ridiculous discounts to get any business. That’s why having an auto body shop in your corner can’t be stressed enough.
Nevertheless, all an auto body shop should be on is your side and corners should not be cut at your expense and being watchful is just a smart way to go.
Your Auto Body Shop In Union Should Help You With What Car Needs Exactly?
A car is a very complex piece of machinery. Each individual part is vigorously tested before it ever goes into production models and, like a chain, relies upon every other part in order for the vehicle to function. One poorly built aspect can cause serious malfunctions leading to costly repairs, or worse, an accident.
Even something as simple as the glues used to hold a tire tread to the rest of the tire is an integral part of a car or truck. Just ask Firestone. That exact issue resulted in a costly recall of thousands of tires, legal recourse, as well as over 500 injuries and 148 deaths. All of which could have been prevented with only a little bit of testing. Be wary of new designs rushed into mass production.
Often a seemingly superficial part to a vehicle actually provides a significant amount of safety. Everyone knows a windshield protects the driver and passenger from wind and debris. Most also know that they are also designed with a thin film that prevents them shattering upon impact. What most people don't know is that the windshield provides over half of the structural support for the car during an impact. The windshield combined with the frame of the car makes it structurally safer than a car without one. Cracks in a windshield can greatly reduce their protective power, as well as obstruct the driver's view which is even more dangerous.
Replacing or repairing cracks and chips in a windshield should be done by trained professional at a certified and insured auto glass or body shop. Avoid independent installers and people who operate only out of their truck. The adhesive used dries in about an hour, so if any body shops quote you a turn around time less than that, they are either lying or don't know what they are doing.
Also, it is a good idea to know a little bit about the glass windshields they will be installing. There are three aftermarket windshields that exceed OEM and DOT specs, they are P.P.G., L.O.F. and Plinkington.
Other suitable windshields are made by the car factory. Ford's factory glass is called Carlite, and Chrysler's is Safeguard. Expect to pay more money for factory glass. A good auto glass installer will sand all the rust around the windshield after it is removed, and then prime and paint it before installing the new windshield. It is best to go with body shops that have been around for at least five years as they are more likely to be around to guarantee warranties and make repairs in the future. Many shops will also work with your insurance carrier to get you the best price on a windshield, sometimes completely paid for by the insurance company.
Body repair is another story and can become very expensive. Newer cars with plastic and fiberglass bodies are almost impossible to repair, the body panels are often much easier to just replace, and that can be accomplished by almost anyone with a wrench and screw driver. Repairing dents and rust on metal bodies can be time consuming as well as expensive. It also requires a matching paint job which is similarly expensive. If the dented or rusted panels can be removed it makes it much easier. Dents can be pounded back into shape. In addition to this, it is often just easier to work on and paint a detached piece. Some work can be done by the average Joe, but extensive body work should be done at an established body shop.